I don’t ask for a lot in life.  A decent kitchen, a nice enough car, maybe, just maybe a decent husband.  Happy with two out of three.

I have a decent career, but things didn’t turn out well in my first go at wedded bliss.  So here I am, living in a small condo downtown, a far cry from the four bedroom house we had in LaDue.  Cest la vie.   But every time I opened the door on that ancient avocado green refrigerator, I thought about Marc the Maniac (my ex-husband).  What he did to loose our business and ruin my credit rating was seen in that godawful kitchen.

At the very least I wanted a new refrigerator in my condo. They are a lot more energy efficient, enough to cut electricity bills by 40 percent. But the refrigerator I wanted was about $2000.  I mean, if you’re going to buy something that lasts 30 years, get a good one.  But again, I had bad credit so buying anything like that was unlikely in the current economic conditions.

But I saw a posting on the Internet from developers near Ballwin who were selling off new appliances from unsold condos. For half price.  Brand new, never used, $1000 on the very exact same model I wanted.  Plus a stove and dishwasher with the same stainless steel finish, also half price.  Total cost would be $2700, knocked down from retail of around $6000.  But I needed fast cash because you had to pick it up the following day.  Panicked excitement set in.

I kept the BMW and own it free and clear, so I went to Car Title Loans in St. Louis, where they told me I could get up to $8,000 in a title loan.  All I needed was around $3000 (to cover the transport and installment), so I filled out the online application.  The cash transferred electronically to my checking account the next morning (the application takes about 20 minutes, and you get approved in about an hour).

The next day I had my new kitchen, and even got the delivery guys to haul away that avocado mess to the recyclers for free.

My friends laughed at me for using an auto money title loans company. Until they realized it saved me $3000. I recommend it to anyone considering it.

- Iona J.

I know a terrorist when I see one. And the guy who just moved in is definitely a terrorist. I can tell by just looking. The color of his skin and the way he dresses. The way his wife is so submissive, it’s like they always show in the movies and if that isn’t truth then I don’t know what is. Who let these terrorists just come right into our country all the way to St. Louis.

But there isn’t anything I can do about that. They got laws you know. But I can protect my family because I couldn’t stand how the world would be if I lost my family to the new neighbor terrorists that moved in at their own convenience. This isn’t right and that’s why I’m getting a gun just in case.

But I’m broke as a joke right now so I’ll have to find a way to pay for it. I was talking to some friends who said I should look into car title loans online in St. Louis, Missouri for money. I found car title loans in St. Louis so I was able to pay for that gun I need after all.

Now my family will be safe. I wasn’t that worried before but I love this country and it’s my duty to protect it.

-John S.

St. Louis, Missouri

I woke up today and I have no idea what to do. Why? Because I lost my job a few months ago. I’m not sure what to do without a job. I know I should be looking for one but I did that already. I have a few pending but that day I lost my job my life went drastically downhill. I couldn’t afford anything. I moved back in with my mom and dad. They live in Collinsville near St. Louis. It’s a bit of a hike but I guess this is life for me.

But I want to get back on track. I know I can find a job and I want to move back to St. Louis and live like I was living before, on my own. I found an apartment in St. Louis right near St. Louis Place Park. I can’t afford it right now though. I haven’t been able to find the money to pay for it. But I know living with my parents and not knowing what to do everyday won’t get me anywhere. I just needed to find the money for the security deposit.

I looked online and found car title loans in St. Louis to be an affordable way to pay for it. It was easy and convenient cash at my fingertips. I just filled out an application and then I got a callback right away for my car title. These loans are even given to people with bad credit.

I’ve got my place all planned out. I’m going to have to ask my friend if I can borrow his truck to help me move in though.

-Bill H.

St. Louis, Missouri

It wasn’t a surprise that my job was sent overseas. All the trade magazines talked about how they could outsource what I do offshore at 40% less in labor costs.

But never underestimate the cheekiness of the global economy.  Everyone who was with me in the last cut (200 of us) could earn a severance package if, IF, we would train our replacements.  Picture that. (Another option was to move to Mumbai from where we live in Overland). 

I trained my replacement (we actually looked at what life is like in Mumbai first) because money is money.  My wife’s job in LaDue is too small to cover all the bills that come with four kids, a house, a VW and a Honda SUV.

By month four of that, we couldn’t keep up with the bills.  Our credit rating went south.  I considered taking a job in southern California, but the cost of living there is twice what it is in St. Louis.

I realized then that I needed to take training courses.  But with bad credit, where could I find the money for classes when it was hard keeping up house payments?

I needed fast cash and a car title loan started to make sense.  So I filled out an online application with Car Title Loans in St. Louis.  It didn’t involve going to a storefront operation in East St. Louis, or to a bank or credit card company that I know would turn me down. In one day I had my tuition money.  

I will never again criticize anyone for using alternative means to finance something important.  A loan with car title is sometimes the most forward-looking move you can make. 

- Ivan J.

We were sitting in Zia’s Restaurant, we hadn’t even started eating. I wasn’t feeling all that great myself but I could tell there was something wrong with kyle. He wasn’t eating his food sitting right in front of him. And he wasn’t picking at it designing cool buildings out of it like a normal eight year old does. He was just staring. Blank face and looking like he was ready to explode. When he threw up I knew we needed to leave right away.

That’s when I took Kyle and left. I brought him to The St. Louis Children’s Hospital. My husband and our five kids stayed behind to finish their meals. (there was no way we were just going to leave that uneaten food there) It was much worse than I ever would have thought. Kyle had to get his appendix removed. What a terrible birthday party I thought while sitting in the emergency room.

But the worst part by far was the argument I got into with the hospital and the insurance. The insurance refused to pay because I allowed the surgery to happen. The hospital demanded a payment right then, which I didn’t have. I found that I could afford to pay right then by taking out a car title loan. I looked online and found there are vehicle title loans in St. Louis, Missouri.

Thank goodness we all got through this alive. It’s so hard to see my son in so much pain. I’m glad it’s over.

-Jessica S.

St. Louis, Missouri

Usually, you think of the hospital or drug store as a place to go for treatment when your sick.  I’m now telling my friends I go to my car.

It started when my son got a bad diagnosis in January.  Fortunately, he will live to laugh about it someday.  But my husband’s health plan has been placing more of the insurance costs onto employees the past several years. With family coverage that’s a big hike in monthly expenses.  We pay much bigger insurance premiums but get reduced benefits.  

When Justin got sick, our co-pay on meds and one procedure was basically $2700 for the first month.  Add to that, we’ve been hit with a home mortgage interest increase.  And I lost my own job last year and have been looking for work all this time while taking care of a sick child.  Bottom line, we have “bad credit” due to the fact we’ve had a hard time keeping up with bills.  We didn’t know where we would get the money for the medications and related expenses.  If you’re new to this, note that when you work and have insurance you’re excluded from the free medicines programs you see on TV.

My husband works in downtown St. Louis and we live in the MacKenzie area, near Willmore Park. But he’s in sales, so of course his car is essential to his job.  With gas prices we considered selling our second car, but that’s nearly impossible with three kids.  But we got to thinking about how to turn that asset, my car, into fast cash.

Here’s how we did it. I went to Car Title Loans in St. Louis for some fast cash. I borrowed money against it to cover those first few months of medical expenses in the deductible.  Fortunately, I didn’t have to go to a scary storefront operation in a strange neighborhood.  It’s all done through an online application that takes about 20 minutes to complete.  It’s definitely the online car title loans company I will go to again under similar circumstances.

- Celinda D.

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My husband went to jail for embezzling from his father’s company. How pathetic is that? You can’t even trust your own flesh and blood. The news which hit me in the face like a brick, even though all along my friends and family said he was no good, but I always believed in him. Needless to say I was getting a divorce, and it was going to be expensive. Between attorney fees, and losing the house to pay off the money my ex husband stole, I was out on my butt. I was spent both emotionally and financially. I now had to get back in the game of life as a new single mother. It was probably a good thing, but I didn’t know where to start, and how I was going to pay the attorney fees.

I was fortunate to able to find car title loan in St Louis that loaned me $6,000 to cover most of my bills. It was like starting over in life, but having someone who trusted you giving you money, even if it was a title loan, to get your life back.

I would recommend St Louis Car Title Loans to even my best friends. They were there for me during one of the most difficult periods of my life, and I will forever appreciate the help they gave me when I needed it most.

-Melanie M.
Granite City, IL

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