I’m not much of a cook, but for the holidays I at least try to cook a decent turkey.  But it’s been a bad year. We had our gas shut last month after I fell behind in my bills.  I’ll need a $220 deposit to get the service restored.  Our microwave broke last year, so we’ve had to eat at Wendy’s and McDonald’s most nights.  We can’t go there for Christmas.

This is because I lost my job earlier this year.  I started a new job in October, but was unemployed for about five months.  So in that time I got behind in bills, got bad credit, and these are the problems that happened.  I had a car repair that cost $700, but my car is necessary for getting to work.  That was why I let the gas bill go.

I had a hard time using $220 for a gas deposit.  Instead, I found a convection-microwave oven at WalMart over on Telegraph Road for just about the same amount of money.  It’s as good as any oven, even for cooking meat.

But I still needed about $200 for the microwave, and didn’t have the spare cash.  I went online and looked for “Christmas money” and “autopawn car title loan” and “fast cash” and stumbled on Car Title Loans in St. Louis.  I found my Impala (paid for a year ago) could get me a loan for $200, even more.  It was easy and fast (online application, took 15 minutes), and my money was in my bank account by the next morning.  I bought that microwave oven and began to save money right away by not going to fast food restaurants for dinner.

Loans on car title work for people in my circumstances.  It’s a good cushion for finding essential things like something to cook with.

Brenda C.

By the way St Louis is near Richmond Heights, Caholia, Normandy, Caseyville, and Kirkwood.