I’m not much of a cook, but for the holidays I at least try to cook a decent turkey.  But it’s been a bad year. We had our gas shut last month after I fell behind in my bills.  I’ll need a $220 deposit to get the service restored.  Our microwave broke last year, so we’ve had to eat at Wendy’s and McDonald’s most nights.  We can’t go there for Christmas.

This is because I lost my job earlier this year.  I started a new job in October, but was unemployed for about five months.  So in that time I got behind in bills, got bad credit, and these are the problems that happened.  I had a car repair that cost $700, but my car is necessary for getting to work.  That was why I let the gas bill go.

I had a hard time using $220 for a gas deposit.  Instead, I found a convection-microwave oven at WalMart over on Telegraph Road for just about the same amount of money.  It’s as good as any oven, even for cooking meat.

But I still needed about $200 for the microwave, and didn’t have the spare cash.  I went online and looked for “Christmas money” and “autopawn car title loan” and “fast cash” and stumbled on Car Title Loans in St. Louis.  I found my Impala (paid for a year ago) could get me a loan for $200, even more.  It was easy and fast (online application, took 15 minutes), and my money was in my bank account by the next morning.  I bought that microwave oven and began to save money right away by not going to fast food restaurants for dinner.

Loans on car title work for people in my circumstances.  It’s a good cushion for finding essential things like something to cook with.

Brenda C.

By the way St Louis is near Richmond Heights, Caholia, Normandy, Caseyville, and Kirkwood.

My girlfriend had to take care of family problems in Spokane so I haven’t seen her in months. We’re are trying to see each other at Christmas, but neither of us has a lot of dough for travel right now. 

Airfares have gotten so expensive – more than $400 per person for this trip ($800 including my son). Around December 10th or 15th the prices are a lot cheaper, but Christmas week is the only time I can get vacation pay.

Because of some medical problems with my son this year, we have bad credit and no credit cards.  Buying a plane ticket did not look likely. 

But then I thought about an auto title loans store on St. Charles Rock Road that I drive past every day. It’s not the place I would go to for money.  But it got me thinking about what I might find on the Internet.  So I Googled for “car and title loans” and “fast cash” and I found Car Title Loans in St. Louis.  They said my ‘89 Corvette was good enough for that $800 – and I could get it in one day. 

The online application was very simple and only took about 15 minutes. The cash was in my checking account the next morning and I bought the ticket with my debit card. 

I’m glad I acted when I did. Two days later, those fares all went up $150.

Car title loans in St. Louis helped me make a great investment.  I have wanted to go this estate auction for a few months now.  I was told by an antique appraiser that there would be some great bargains that I could turn around and sell on EBay or something.  Anyways, I’ve been trying to save money for this auction and I saved a bit.  But I know if I have more money I will be able get more bargain deals and in turn sell them our hold on to them for investment sake.  I’m so excited because now Car title loans are available in St Louis and it will help me with my hobby.  Heck maybe one day it will become my business!

I searched online for some financial assistance programs and found out there is a lot of viable solutions.  I don’t like credit cards.  Ever since the credit crisis - I have paid them off and cut them up.  I decided to go with Car title loans in Chicago.  My car is already paid off.  So it would be like picking up the payments again for a few months.  The website was very simple.  They had no credit checks and the online application for car title loans took 2 minutes to fill out.  The money arrived as expected in less than 24 hours.  I was very pleased with the convenience and ease of use.

Julie H.

OK, so the first marriage didn’t work out. Boo hoo hoo.  I say, when the going gets tough charge ahead.

I was planning for a while to leave my dead-beat husband. But when I started looking at apartments (I found one in Florissant, not far from my job in Black Jack), I realized I had a new problem. The leasing company told me I needed two month’s rent for the security deposit.  I was pretty sure I could afford the $900 each month, but another $1800 was out of the question.  My husband blew our whole financial picture.  The credit cards were maxed – we couldn’t make monthly payments. Every other month we were behind in the rent.  I had bad credit, which made moving out all the harder.

Think, Amelia, I told myself.   The all-wise Internet knows all.  Time to go search.

I checked for words like “wads of cash from heaven,” “fast cash” and then thought of “car title loan.” I came across Car Title Loans in St. Louis.  My Aveo is paid for, allowing me to borrow even more than what I needed, which helped with getting some necessary furniture.  

I filled out the online application – was so happy to avoid those car title places on New Halls Ferry Road. I just don’t see myself in a place like that.  I had the cash in one day, signed the lease that afternoon, and moved on with my life two weeks later.  That’s me – charge ahead.

- Amelia B.

Most people don’t think of a car title loan as a way to save money.  Usually, it’s about an emergency.  Well, I not only took care of a pending problem, but saved more than $500 in the process.  And it was with a loans for car title transaction.

I’ll take you back to the beginning:  The water heater in the house I bought in 2004 was about to die. I read about “on demand” water heaters that reduce by a third your energy costs and cut water consumption by around six gallons a day because you run the water less. There is also going to be a $300 tax credit for buying one next year, in 2009.  Now, a store in Washington Park is selling them at a 18% discount if you order yours before 2009 (pay $300 down now, get the discount next year). The total cost for the heater with installation will be $1200, but savings and tax credits brings it to $700.  

Great deal, but timing is everything, as they say.  I’m not working, my bills are not all paid, my credit is bad, and I don’t qualify for a home equity loan.  So how do I get the fast cash for taking advantage of this deal?  

When in doubt, go on the Internet. I did a Yahoo for “fast cash” and found Car Title Loans in St. Louis, where I could get up to a $2000 loan against my 2002 Accord.  The online application enabled me to avoid going to one of those storefront car title places in Florissant.  It took less than 25 minutes to fill out the online application.  There is no credit check so you get your approval almost instantly. My money was there the next day.

I only borrowed $1200 – but if I need more I can go back and get it.  This car title cash loan completely made it possible to make this smart move.  I’ll save energy and water and get the mental satisfaction of reducing greenhouse gasses.

              - Glenda H.

My son loves any and all animals.  He doesn’t care if their wild.  He will still go up to them and try to pet them or play with them.  He doesn’t understand that some of these animals carry diseases.  He thinks that he can save every animal he comes across.  I love his spirit but am not always happy with some of the creatures he brings into our house. 

Recently though, he brought home the sweetest stray kitten.  He told me that the kitten was lying next to its mother who had been killed by a car.  He had tears in his eyes and begged me to let him keep the cat.  He also wanted to know if we could save the mommy cat who’d been hit by a car.  It broke my heart.  The least I could do for him is let him keep the kitten.  I wanted to take the kitten to the vet to make sure it was healthy.  The problem is, I don’t have the money for this right now.  But I can’t bring myself to tell my son that we can’t keep it.

I called my friend to see if he could help me come up with a solution to get the fast cash I needed.  He was looking around on the Internet and found Car Title Loans in St. Louis.  He gave me the website and I checked it out my self.  It said if I owned a car, I could easily qualify for a loan.  I filled out the easy online application and they got right back to me with an answer.  I was approved.  They were so easy to deal with.  If anyone out there is looking for a great loan I would suggest going to Car Title Loans in St. Louis.  My son is so happy that we are going to keep the kitten if it’s healthy.

Catherine P. in St. Louis

The Lord helps those who help themselves.  And the answer to my prayers came in a car title loan last month.

My father’s family has the genes for colon cancer.  Three uncles, four cousins and my brother. We’re all told to get a colonoscopy once every three to five years.  When it happened to my brother, it was too far along to save him even though they spent about $75,000 on treatments. His wife will never be able to pay it off because they didn’t have health insurance. She had to declare bankruptcy.

It makes a lot more sense to find it early. But I have no health insurance because they don’t provide it in my job.  A colonoscopy would cost me close to $2400, something I can’t afford right now either.  And I have bad credit.  When I need fast cash usually that means taking in a boarder in my spare bedroom.

But my daughter helped me look around on the internet and we found Car Title Loans in St. Louis.  There I learned my six year old Impala is good for a $2500 loan. I felt like Jesus was talking to me.  He was saying, “Get the colonoscopy.”  We filled out their online application, which takes about 20 minutes.  In two hours they sent an email with the approval.  They sent the money to my bank account by the next morning.  

My pipes were clean!  It was an answer to many prayers.  It took a loan on car title to give me peace of mind.  

- Orvetta P.

My total life transformation was almost complete. While all my life I’ve physically been a woman, inside I knew that I was a man. I was never attracted to men, and only because my parents made me, did I even go out with a man (prom). Becoming a man, physically, was the next logical step to make myself feel like me.

I had all the clothes, and certainly all the mannerisms of a man. Heck, I even went by a rather ambiguous name of Terry, short for my given name of Theresa, but it would also make my transition that much easier, as I’d just go by Terrance. The doctor was really accommodating, and had many surgeries under his belt. Insurance even picked up most of the cost of the procedure, but I was still a bit short financially.

The Yellow Pages weren’t of much help, so I went online in search of a vehicle title loan. The banks wouldn’t be of help, and this was my best option. Under car cash title loans I found Car Title Loans in St Louis. Their online application was easy, and they called me back to set me up with the location closest to my house.

I highly recommend using Car Title Loans in St Louis!

Terry A.
Clayton, MO

Usually, you think of the hospital or drug store as a place to go for treatment when your sick.  I’m now telling my friends I go to my car.

It started when my son got a bad diagnosis in January.  Fortunately, he will live to laugh about it someday.  But my husband’s health plan has been placing more of the insurance costs onto employees the past several years. With family coverage that’s a big hike in monthly expenses.  We pay much bigger insurance premiums but get reduced benefits.  

When Justin got sick, our co-pay on meds and one procedure was basically $2700 for the first month.  Add to that, we’ve been hit with a home mortgage interest increase.  And I lost my own job last year and have been looking for work all this time while taking care of a sick child.  Bottom line, we have “bad credit” due to the fact we’ve had a hard time keeping up with bills.  We didn’t know where we would get the money for the medications and related expenses.  If you’re new to this, note that when you work and have insurance you’re excluded from the free medicines programs you see on TV.

My husband works in downtown St. Louis and we live in the MacKenzie area, near Willmore Park. But he’s in sales, so of course his car is essential to his job.  With gas prices we considered selling our second car, but that’s nearly impossible with three kids.  But we got to thinking about how to turn that asset, my car, into fast cash.

Here’s how we did it. I went to Car Title Loans in St. Louis for some fast cash. I borrowed money against it to cover those first few months of medical expenses in the deductible.  Fortunately, I didn’t have to go to a scary storefront operation in a strange neighborhood.  It’s all done through an online application that takes about 20 minutes to complete.  It’s definitely the online car title loans company I will go to again under similar circumstances.

- Celinda D.

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My husband went to jail for embezzling from his father’s company. How pathetic is that? You can’t even trust your own flesh and blood. The news which hit me in the face like a brick, even though all along my friends and family said he was no good, but I always believed in him. Needless to say I was getting a divorce, and it was going to be expensive. Between attorney fees, and losing the house to pay off the money my ex husband stole, I was out on my butt. I was spent both emotionally and financially. I now had to get back in the game of life as a new single mother. It was probably a good thing, but I didn’t know where to start, and how I was going to pay the attorney fees.

I was fortunate to able to find car title loan in St Louis that loaned me $6,000 to cover most of my bills. It was like starting over in life, but having someone who trusted you giving you money, even if it was a title loan, to get your life back.

I would recommend St Louis Car Title Loans to even my best friends. They were there for me during one of the most difficult periods of my life, and I will forever appreciate the help they gave me when I needed it most.

-Melanie M.
Granite City, IL